Workers compensation services aim to level the playing field so you can access the benefits you deserve after an injury or accident while working. This includes when you are driving for your job then suffer an accident.
Our workers compensation services goal is to level the playing field so that you and your family to get all of the benefits you paid for, deserve, and need. There are so many myths that stop people from being covered or making a claim that they have a right to make. Ultimately, we want you to have access to the things that you need so you can appropriately make claims, and be covered.
Use Our Extensive Resources
We have created a variety of resources to help you understand the perspective of insurance companies, and common terms used in policies so that you can make better choices, and find better professionals to help you through the claims and repair process.
There are a variety of claims you can make after a car accident. A claim will be based on what happens in a specific accident. For example, a claim will have multiple categories of claims if your car was damaged, or if you, your passengers, or anyone else is injured or hurt, and if you lose wages because you are unable to work as you recover from an accident
Understanding Common Terms
In Auto Insurance Policies
Let’s start with common terms that are important to understand that you will find in a typical insurance policy. Each insurance policy varies so it is important that you look closely at your own policy and coverage.
Workers Compensation Services Common Questions
What kinds of injuries can I get at work?
The types of things which can go wrong on the job varies by the type of work you do and how well your company follows OSHA and other federal and state guidelines. It also depends on equipment upkeep and employee safety training and adherence and other important factors. There are reasons why Workers Compensation insurance deals with loss of mobility, function and strength, including loss of eyesight, limbs, fingers, toes and life. Be safe on your job and take safety seriously. And when you get hurt report it immediately.
What is a Soft Tissue Injury?
Neck and/or back pain is the most common type of pain to happen when you get injured in a car accident. Often these types of pain indicate a soft tissue injury or other concerns.
What are considered Neck & Back Injuries?
Neck and/or back pain is the most common type of pain to happen when you get injured in a car accident. Often these types of pain indicate a soft tissue injury or other concerns.
What is considered a Head Injury – Traumatic Brain Injury or a concussion (TBI), Concussion?
Traumatic Brain Injury or concussions are common after vehicle accidents. You may have headaches, foggy thinking, blurry vision, and extreme fatigue. Even if you do not hit your head, a solid shaking in an accident can be all it takes to do some damage. It is important you see a physician trained in concussion to make sure you don’t have a brain bleed or other severe trauma and get the care you need immediately. The sooner you start concussion therapy, the sooner all kinds of things start to work better.
NOTE: If you or a passenger has clear-ish fluid running from nose or ears get to the Emergency Room stat. That can quickly be life threatening.
What concerns are there about Broken Bones after an accident?
Any bone in your body can break or be fractured from a car accident. Because there is a lot of physical force in an accident even a “fender bender” and depending on all of the circumstances, can result in broken bones. Necks have been known to break at 2 miles per hour, so this is not something to put off getting looked at after a wreck.
What about Strains or Sprains after an accident?
Typical strains and sprains come from overuse, but in an accident, they can be caused by an over extension or twisting of ligaments or tendons.
What causes Shoulder Injuries?
Shoulder injuries typically are related to the tendons and ligaments in your shoulder or the three joints in your shoulder. Many factors are involved, like where were your hands when you were hit? Which way was your face facing, which also affects neck and back injury potential? Which direction was your vehicle hit? Speed of both vehicles and much more. Get your shoulder checked out.
Good to know information on Knee Injury
Knee injuries in an accident are typically the result of a forceful twist or hyperflexion of your knee joint. That means the joint gets bent in a direction it is not meant to go. Pain, swelling, and not being able to support your weight are common symptoms and we encourage you to get it checked out if you have pain or joints do not work right after an accident.
What if I got in an Auto Accident while on the job?
It is your supervisor you should report the accident to immediately. The vehicle issues are not your concern, yet your health and quick medical attention is. The best advice is do not get hurt on the job in Utah. And if you do, we hope you are patient and prepared for a long process. It may be best to hire a Work Comp attorney to handle all the details for you to make sure you get the care you need. It is not unusual to lose wages because you are unable to work as you recover from an accident. Nor is it unusual to lose your job over it. A work comp attorney will be the best ally you have in the process.
Get checked out by a well-trained chiropractic physician who has post-graduate training in Personal Injury and Workers Compensation cases.
How and when will I get paid?
To do the best you can to make sure workers’ compensation holds up their end of your insurance coverage, provide accurate information throughout the whole, long process. Do not make things sound worse or like they are no big deal. Simply be accurate and honest. Your doctors can begin billing as soon as you start treatment.
Looking for More Support Through the Process?
We know that sorting out what to do after an accident can be stressful.
That is why we are here. To help you make the best choices because you have the knowledge and support you need to make the best choice for you and your family.
Let us know if you are looking for a specific resource and we will help you find the information you need.
If we can’t help you we will connect you with an Insurance Myth Approved provider for FREE.
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